Speakers List - Toronto Financial Information Summit
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Presenters

Karthik Jayaram

Chief Data Officer

HSBC BANK CANADA

Karthik Jayaram was appointed Chief Data Officer for HSBC Bank Canada in July 2015. As Chief Data Officer, Karthik is responsible for the enterprise wide data strategy, governance, and data quality that covers all business lines and functions in all locations across Canada. Karthik is also responsible to deliver key capabilities with our data infrastructure, provide business insights leveraging our data assets and promote a data driven culture at HSBC.

Prior to his current role, Karthik was the Head of Enterprise Architecture for Canada and has also undertaken a variety of technology related roles in multiple HSBC bank locations in Canada, US, Bermuda and HK.

With over 22 years of commercial IT experience, he is a seasoned technology professional, with a broad range of techno-functional skills, and a proven track record of delivery in both international and domestic capacities realising meaningful business results.

Karthik is an alumni of the Beedie School of Business at SFU who earned his executive MBA in 2015 and was also the recipient of the outstanding student award.

 

Sandip Sahota

Managing Director - Head of Data Management

CANADA PENSION PLAN INVESTMENT BOARD

Robin A. Doyle

Managing Director, Office of Regulatory Affairs

JP MORGAN

ROBIN DOYLE has worked at J.P. Morgan Chase for 24 years and is currently a Managing Director, Office of Regulatory Affairs, where she is responsible for developing strategic responses to a broad array of regulatory initiatives, analyzing the impact of regulatory proposals, developing the firm's positions and preparing for the implementation of final rules, specializing in data topics. She is also a leader in recent global efforts to standardize reference data. Ms. Doyle also spent over seven years as the Chief Financial Officer for Corporate Risk reporting to the firm's Chief Risk Officer and has worked in JPMC's Chase Home Finance business unit and managed the Firm's Accounting Policies Group. Prior to joining J.P. Morgan Chase, Robin worked for Midlantic National Bank, KPMG Peat Marwick, and Prudential Insurance Company.

Ms. Doyle is on the Board of Directors of the Global Legal Entity Identifier Foundation. She is a member of multiple ISO Committees, the Securities Industry and Financial Markets Association, the New York Clearing House, and the Risk Management Association.

Ms. Doyle has an MBA in Finance from The Graduate School of Management, Rutgers University; a BS in Accounting from Rutgers, The State University; and is certified as a CPA in the State of NJ.

 

Speakers

Donna Rudnicki

Chief Data Officer

RBC CAPITAL MARKETS

Donna Rudnicki is currently the Chief Data Officer at RBC Capital Markets helping to develop a Data Strategy, building a data governance roadmap, establishing and executing both small and large scale projects to deliver on the roadmap.

Donna has spent almost twenty (20) years in progressively more senior technology roles, both as a consultant and within leadership roles. The last five (5) years have been focused on leading Data and Information Management teams. Prior to her current role at RBC Capital Markets, Donna led Data Management at the Canada Pension Plan Investment Board, developing an organizational Data Strategy and executing a wide range of initiatives that supported the implementation of the Strategy.

Donna has a Honours, Bachelor of Arts degree from the University of Waterloo, with a major in Psychology. She was a past Chair of the Burlington Family Resource Center Board as well as a Board Member with Reach Out Centre for Kids. She enjoys networking as a member of the Women's Executive Network, the Canadian Women in Technology and a number of small business groups.

 

Allie (Grassie) Harris

Director of Data Governance

BMO

Allie Harris is passionate about data and analytics, having been involved in data-driven roles over the course of her career.

She assumed her current role as Bank of Montreal's Director of Data Governance - Canadian P&C, Wealth, and Capital Markets in 2015. Allie and her team of Data Governance Leads, business analysts, and data modelers support BMO's Data Governance business communities in Canada.

In this role, Allie is directly involved in creating the bank's conformed, normalized enterprise data delivery platform, as well as the governances and processes to support that platform and its use - quality, metadata and governance.

Prior to her current role, Allie was at the Canadian Imperial Bank of Commerce (CIBC) where she provided end-to-end metrics and measurement of processes as a Senior Director in the bank's Enterprise Process Management and Analytics division. Some of her previous roles within CIBC included data management, and governance and analytics for the Wholesale Banking area.

Prior to CIBC, Allie held a number of positions in healthcare informatics, most notably with Toronto's University Health Network's (UHN) Shared Information Services, where as Manager of Enterprise Data Warehousing, Databases and Business Intelligence she oversaw a team that undertook the implementation of the UHN's first enterprise business intelligence tool.

Throughout her career, Allie has also served as an active participant and leader in numerous data-related associations and organizations. She is currently the liaison for BMO's data communication and outreach strategy, which includes internal stakeholder engagement, as well as participation in national and international financial data and trade associations. She sits on the International Standards Organization Technical Committee 68, Working Group 6 (LEI), co-convenes the ISO TC68 Standards Advisory Group, is Head of Delegation for the Canadian TC 68 and its mirror committees, and sits on the Securities Industry and Financial Markets Association (SIFMA) Steering Committee for Legal Entity Identification.

She was part of the industry delegation to the Financial Stability Board meeting on LEI in Basel in 2011, which led to the creation of a Global LEI standard. Allie has been involved in data standards for many years across verticals - ranging from Secretariat for HL7 Canada to her current position as President of the Information Resource Management Association of Canada.

Whether she is being published or quoted in standards and informatics journals, serving on various boards, or presenting at industry-leading events, Allie has a true passion to help organizations gain actionable insight and real business impact from their data.

 

 

Rares Pateanu

GREENBANK CAPITAL

Director, Board of Directors, GREENBANK CAPITAL

Rares is the Former Executive Director for Morgan Stanley's Enterprise Data & Services unit in Montreal while getting involved in some of the architecture and strategy projects across ED&S worldwide. He has been involved in IT for over 30 years, in R&D, system software development, applications development, security, customer service, management and marketing, working for companies like Reuters, IBM, Bank of Montreal, CGI, and Rogers Communications.

Rares is an Adjunct Professor at York University in Toronto, an award winning frequent speaker at computer science conferences all over the world and the author of many articles on data processing topics.

Lida Preyma

Director, AMLRO Designate

BMO

With over 19 years of experience in Canadian capital markets, Lida Preyma is the Director of Capital Markets Research, Global Finance, at the G20 Research Group - the world's leading organization dedi¬cated to analyzing and researching the G20, based at the Munk School of Global Affairs.

Lida is also the Director of Global AML Risk Management and the AMLRO designate (Toronto) at BMO Capital Markets. In this capacity, she has led the development of the Site Visit Program for high risk clients, advises on global policy developments and represents BMO on the B20 Anti-Corruption and Trade & Investment Taskforces. In her previous role as Director of Global AML Compliance, she was responsible for regulatory compliance management, issue management, inherent risk assessments and testing.
In addition, Lida has held various positions in the finan¬cial services industry, including Head of Global DMA at Jitneytrade Inc., and Director of Business Development and Marketing at the Canadian National Stock Exchange (CNSX) and Pure Trading. Her experience in capital markets has been rounded out with time spent at Guardian Capital and in securitization and structured finance at BMO Nesbitt Burns.
Further, Lida is a member of the board for Invest Toronto, and chairs the Audit & Risk Management Committee and (merger) Transition Committee. She was a member of the Credit Committee reporting to the board of directors for the Ukrainian Credit Union and ran for a seat in Canada's parliament in 2004 right after serving as Managing Director of Corporate Citizenship at Magna International.
Lida holds an HBA from the University of Toronto with a specialist in international political economy. She has completed her Canadian Securities Course; Conduct & Practices Handbook; Partners, Directors and Senior Officers Course; and has her Certified Anti-Money Laundering Specialist Designation.
@lidapreyma

 

David Moore

Director, Trade Supervision

BMO CAPITAL MARKETS

Chai Lam

Lead Architect

RBC INSURANCE

Chai Lam joined RBC Royal Bank in March 2014 as the Lead Architect for Cards and Payments. He led the initiative to develop the future state business and technology architecture for RBC Loyalty and Rewards.

In February 2016, Chai was given the responsibility for Solution Architecture for RBC Insurance.

Chai has held various architecture roles including Director and Senior Architect for Personal & Commercial Banking at BMO, Chair of the Technology Review Council which reviews architecture solutions for alignment to business and IT strategies. Responsibilities included the development of the future state architecture, road map and solution for the Retail Mortgage Process Transformation, Branch Digitization, Commercial Lending, Master Data Management (MDM) which enabled an enterprise view of the customer in support of the bank's cross channel customer experience and compliance strategies.

Education:
Chai holds a Professional Engineer's license. He has a degree in Engineering and a Masters in Economics

 

 

Peter McGuinness

Information Collector

CANADIAN SECURITIES TRANSITION OFFICE

Tarundeep Dhot

Director, Advanced Analytics

CIBC

Tarun Dhot is the Director of Advanced Analytics at the Canadian Imperial Bank of Commerce (CIBC). Tarun leads a group of Data Scientists that specialize in deriving insight from CIBC's large unstructured and structured information sources using advanced analytical techniques. Previously, Tarun held leadership roles in Decision Science, Fraud Strategy and Operations within CIBC. He holds a Master's degree in Computer Science specializing in Artificial Intelligence and a Bachelors in Electrical Engineering. Tarun is a Lean and Six Sigma Certified Professional. Tarun has previously collaborated with multiple research organizations including the Los Alamos National Laboratory and Google.

Emily Kok

Senior Manager, Digital Strategy & Integration, Digital Channels

CIBC

Emily has been with CIBC since 2014 having previously worked in digital and marketing for Canadian Tire, IBM, and Scotiabank. Her role on CIBC’s Digital Strategy team focuses on managing the roadmaps for the mobile and online channels. She is leading large enterprise-wide projects that enhance the digital client experience while also having spearheaded smaller test-and-learn pilots to evaluate innovative technologies and ideas. Most recently, Emily was the lead digital strategist for the CIBC/Borrowell partnership that delivered real time loan adjudication to clients online and next day funding, a first in Canada.

Todd Loomis

Head of Solutions Architecture

TD BANK

Todd Loomis is Head of Corporate Architecture for TD Bank. He is the Lead Architect for Regulatory, Fraud, AML, and Risk Programs to include Dodd Frank. Previously he has worked in Consulting, specializing in Data Management. Was Chief Architect for Standard & Poor's, a Senior Consultant for Booz Allen & Hamilton, and lead a data management team for NASA, with a focus on Satellite Telemetry and Test Systems.

Steve Holder

Strategy Executive, Analytic Ecosystems

SAS

As Strategy Lead for SAS Canada Steve Holder is responsible for creating and driving SAS solution strategy in the market. A key part of this is providing thought leadership for the SAS Analytics, Big Data and Cloud portfolios. A Canadian analytics evangelist Steve has seen first-hand how the use of analytics and data can help customers solve business problems; make the best decisions possible and unearth new opportunities. Steve's passion is making technology make sense for everyone regardless of their technical skillset.

With many years of software industry experience, spanning: management, solutions architecture, presales and sales, Steve brings alignment and execution across SAS' customers, sales teams, and partners.

Prior to joining SAS in 2014 Steve was Director of solution strategy at SAP and Regional Director at IBM. Steve received his Bachelor of Arts from McMaster University and lives in Toronto with his wife and two daughters. During his spare time he enjoys traveling, cycling, skiing and spending time outdoors.

Steve tweets at @holdersmTO and can be emailed at Steve.Holder@SAS.com.

 

 

Robert Keslick

Data Governance Lead

BMO

Rob has over 40 years' experience in Canadian Financial Services industry with extensive expertise in the management of customer information assets at an enterprise level, throughout the Customer Information Life cycle, including the impact of data quality on Regulatory requirements (Privacy, AML, Capital adequacy); Customer satisfaction; Enterprise profitability, and Operations within multiple lines of business.

Rob also has extensive expertise in Customer-centric analytics and Customer Profitability modeling that converts data on customers, their product holdings, and behaviours, into actionable insights.

 

Melanie Mykytuik

Enterprise Head of Data Stewardship Governance and Liaisons

TD BANK

Melanie Mykytiuk is Senior Manager, Enterprise Data Governance for the Office of the Chief Data Officer (OCDO) at TD Bank. Melanie leads a team of relationship managers (CDO Liaisons) responsible for guiding and directing the deployment of the Enterprise Data Strategy across the organization, in collaboration and partnership with the enterprise Data Stewardship community. Additionally, Melanie and her team are accountable for maturing the Data Governance capability within TD Bank. This includes evolving Data Steward Roles & Responsibilities, Data Councils, and Data Issue & Change Governance. Melanie previously headed up the Communications, Change Management & Knowledge function within the OCDO and drove Process Improvement solutions in TD's Finance Project Management Office. Prior to joining TD, Melanie served as Director, System Services Group at Scotiabank overseeing business application for the Wealth Management division. Melanie holds an MBA from Henley Business School in the UK.

 

 

Nelson De Jesus

Vice President

CIBC

Patrick Brennan

Enterprise Sales Director

DIGITAL REASONING

As Enterprise Sales Director at Digital Reasoning, Patrick Brennan is responsible for implementing Digital Reasoning's sales efforts and strategy within the enterprise sector and financial services industry. Most recently, Brennan was instrumental in Anti-Money Laundering efforts for the Bank of Tokyo (now MUFG Americas).

Prior to that he spent over seven years at the Bank of America in various senior executive positions. Brennan graduated from the State University of New York at Stony Brook with a master's degree in applied mathematics and statistics and is a certified Six Sigma Green Belt.

 

John Ramoutsakis

Regional Director

INFORMATION BUILDERS

John Ramoutsakis is a Canadian Regional Director at Information Builders Canada. In his role, Mr. Ramoutsakis is responsible for the sales and marketing of Information Builders Intelligence, Integration, and Integrity software solutions in Canada including strategic planning and support.

Mr. Ramoutsakis joined Information Builders Canada in 2000 as a Senior Systems Engineer. Prior to this position, Mr. Ramoutsakis worked for Experian, IBM, and Reynolds & Reynolds where he held a number of responsibilities that included managing and supporting several organizations' business I.T. operations and directions.

Mr. Ramoutsakis has over 20 years of Business IT experience specifically with credit risk management for financial services. His experience includes working with many major Canadian financial institutions including RBC Royal Bank, TD Canada Trust and Bank of Nova Scotia

 

Pavan Mirla

MANULIFE - JOHN HANCOCK INNOVATION LAB

Lead Data Scientist


Pavan Mirla has over 7 years experience as a Data Scientist at Large Asset Management firms in Canada. As a Data Science Lead, at Manulife / John Hancock Innovation lab, he gained hands-on experience in implementing Machine Learning Algorithms in a Financial Services context. In his current role, he is implementing recommendation engines and building sequence prediction algorithms using Recurrent Neural networks for Financial Institutions. His passion is to democratise Machine Learning so that companies and individuals benefit from it.

Ron Lee

Chief Information and Operations Officer (CIOO)

MUFG CANADA

Ronald Lee
Chief Information and Operations Officer
MUFG CANADA

With more than 22 years of experience within global financial services and capital markets verticals, Ron Lee's career has spanned across multiple geographies around the world including the Americas, Europe and Asia. Ron currently serves as the Chief Information and Operations Officer (CIOO) of Bank of Tokyo Mitsubishi UFJ (Canada) ("BTMUC") and a member of the Executive Committee for Canada.
Here, he is responsible for helping to drive the business through strategy, operations and technology. Prior to joining BTMUC, Ron was charged with integrating and leading a global Fintech company's trading solutions and product strategy for the Americas, EMEA and APAC regions. Ron was also the CIO of a Canadian retail brokerage where he expanded the infrastructure to accommodate high, concurrent user and retail volumes and also built FX and algorithmic trading capabilities for the firm.
Originally from New York City, Ron relocated to Toronto to run another Fintech firm's expansion into Canada where he introduced and marketed an electronic trading platform. In doing so, Ron was recognized and published in industry publications for disrupting and bringing advanced trading practices and technology to Canada. He holds an executive MBA from R.I.T.

 

Hany Farag

CIBC

Senior Director

Hany Farag is Senior Director at CIBC, Head of the Analytics group in Capital Markets Risk Management.
Prior to this role he was a partner at Eastmoor Capital, LLP; Managing Director and head of FX statistical arbitrage at CIBC; and Head of Quantitative Research at OANDA Corporation.
He is a former academic from Caltech and Rice University.
He holds a PhD in Mathematical Analysis and a Masters in Theoretical Physics from Yale University.

Michael Niras

Senior Manager, Data Governance & Analytics, BMO Financial Group

BMO FINANCIAL GROUP

Michael has more than 10 years in the Data Management space in various senior roles. Currently he is a Senior Manager at BMO Financial Group working within the Enterprise Data Governance & Analytics group. There he leads the Data Governance initiatives for the BMO Wealth Group as well as BMO Insurance where he is directly involved in working with data stakeholders to guide the business toward the methods and processes to support the data quality, metadata and governance platforms. Prior to joining BMO, Michael was leading the Data Management Group at CIBC Wholesale Banking Technology, a role that encompassed the execution of the Wholesale Banking Data Strategy and ensuring the data integrity of Wholesale Banking clients. Michael also lead the Client On-Boarding Group at TD Securities where the scope of the role included managing Wholesale Reference Data and Institutional AML Due Diligence. Michael also has several years of experience at other financial institutions; Fidelity Investments Canada, Manulife Asset Management and Citco Fund Services (Canada) in similar roles.


Michael holds undergraduate Economics degree from York University and a Masters of Business Administration (Finance) from the University of Leicester.

Meg Hutchison

AVP of Data Governance

HOME TRUST

Meg Hutchison is Assistant Vice President, Data Governance at Home Trust. Meg leads a team within Data Management and Analytics responsible for guiding and collaborating with business and IT partners in order to mature core data management capabilities across the organization, and to ensure governance controls are maintained that meet the needs of both internal and external stakeholders. Meg previously managed the data conversion team for a major ERP project and the Marketing function. Prior to joining Home Trust, Meg held progressive positions in Marketing at TD Bank.

Meg holds an undergraduate Economics degree from The University of Western Ontario and an MBA from York University.

KL Wong

Engineering Leader – Digital Factory

SCOTIABANK

KL Wong is Engineering Leader of Digital Banking for Canada at Scotiabank. An experienced startup leader and Technology Advisor at MaRS, he was previously VP Engineering at ScribbleLive and Proofpoint, and held tech leadership roles at Algorithmics and Workbrain.

 

 

Petal Walker

Chief Counsel for Commissioner Bowen

Commodity Futures Trading Commission (CFTC)

Petal Walker is Chief Counsel to Commissioner Sharon Bowen of the Commodity Futures Trading Commission (CFTC). Prior to joining the CFTC, Petal Walker worked as a Senior Associate at Wilmer Hale, aiding domestic and international clients - including swap execution facilities, designated contract markets, derivatives clearing organizations, foreign boards of trade, futures commission merchants, introducing brokers, swap dealers, commodity pool operators, commodity trading advisors, end-users and others - with compliance with Dodd-Frank regulation. Petal has also co-written several client guides and articles, including those published in the Futures and Derivatives Law Report, World Securities Law Report, and Journal of Investment Compliance, on issues such as extraterritoriality, foreign and domestic exchanges, mandatory clearing, end-user exception, segregation of funds, and the Volcker Rule. Before becoming an attorney, Petal had a successful career as a teacher and History Department Chairperson in an inner city school, winning several awards for instruction, including from The New York Times and the University of Chicago. Petal also serves as a Director on the Jumpstart DC Local Advisory Board, a non-profit that provides quality pre-school education to low-income students. Petal holds degrees from Yale University (B.A.), Harvard Graduate School of Education (Ed.D.), and Harvard Law School (J.D.).

Sandy Chiang

INFORMATION BUILDERS

Director of Solutions


Sandy Chiang is Solutions Director with Information Builders Inc. He advises Fortune 100 companies, including top financial institutions, on solutions that best fit their business and analytics requirements. His 10+ years in application development, user interface design, and data visualization have enabled him to architect effective technology solutions for the broader BI community.

Zulfiqar Hyder

Director Regulatory Capital Reporting

SCOTIABANK

Zulfiqar Hyder is Director Regulatory Capital Reporting for Scotiabank, responsible for reporting capital and leverage ratios at total bank level for Scotiabank and it's major Canadian subsidiaries. Zulfi is responsible for coordinating changes related to CET1, Tier 1, Total Capital and leverage ratios which requires interaction with Regulators, Business, Risk, Finance, and, IT. In his previous role as Director Financial Review in Canadian Banking Finance, Zulfi was responsible for new initiatives, including Funds Transfer Pricing, and MIS related initiatives.

Prior to joining Scotiabank, Zulfi also led the Hedge Accounting Centre of excellence at TD bank.
Zulfi also has over 10 years of consulting experience at Deloitte and PwC in Canada. He specializes in Enterprise Risk Management, Financial Planning, Treasury and Capital Market consulting. His major clients were major banks in Canada, USA, Europe and Asia.

Zulfi is a CA, CPA, from Ontario and has a Bachelor of Commerce from University of Karachi. He is also a FCA and CMA from Pakistan. Zulfi is married and has three children.

 

 

Neda Heidarpour

Associate Director

SCOTIABANK

Mukesh Sharma

Director, Data Quality Management - Chief Data Office - Investment Division,

MANULIFE

As a Director of Data Quality Management in Manulife Investment Division, Mukesh Sharma is responsible for leading Data Quality Management program from awareness to implementation. Most recently prior to Manulife, Mukesh led and executed a wide range of initiatives that supported the implementation of Scotiabank's Enterprise Data Quality Management program.

Prior to that he has been involved in IT, Asset Management, Trust company, Capital Markets for over 25 years, in back office, middle office, management and data processing, working for companies like Bolton Tremblay, National Trust, Canada Life Assurance, Bank of Montreal, and Scotiabank. Mukesh graduated from the University of Rajasthan with a master's degree in commerce and business administration (MCBA) and is a certified Six Sigma Yellow Belt.'

 

Torstein Braaten

Director, Chief Compliance Officer (Canada)

BMO CAPITAL MARKETS

Geoff Martin,

Vice President, Data Governance

RBC CAPITAL MARKETS

In his current role as Vice President, Data Governance in the Data Management Office of RBC Capital Markets, Geoff focuses primarily on the support of data stewardship, the establishment of enterprise data standards, and the development of centralized metadata management and data quality capabilities. This involves ensuring that data assets are clearly defined, that the data assets have owners, and that sufficient data quality rules are in place to meet business and regulatory requirements. Geoff has been involved in a number of regulatory data initiatives, most recently leading the data governance work stream of RBC's FRTB program.

Geoff brings 10 years of Data Management experience in the financial sector, spanning both data technology and business-facing roles.

Dominic Dowd

Director, Data Management Delivery,

CANADA PENSION PLAN INVESTMENT BOARD

Dominic Dowd, Director, Data Management Delivery Dominic leads the Data Delivery team in the Data Management group at CPP Investment Board. His team is responsible for consumer engagement, data architecture, data governance and program management. Dominic brings over 20 years of financial-industry experience. He joined CPPIB in September 2016 after a 15-year tenure at TMX Group in increasingly senior roles within the Market Insights division leading global data product management programs. Dominic holds a Bachelor of Arts degree in Economics McGill University.

Kris Farhood

Program Director

RBC

Program Director within RBC Technology and Operations organization.

Has been leading global scale enterprise transformational programs within financial services industry with the objectives of reducing cost, improving operation productivity and reducing risk. 

Track record of successful technology programs at FSs including RBC, BofA, BMO and JPMC.

BSc Computer Engineering; 

PMP Certified (since 2004);
BPM Architect Certified

RUP Methodology Black Belt Certified.
LSS and Lean Management certified.
ADKAR based Change Management Certified
Certified public speaker and presenter

Maxim Priezjev

Senior IT Manager, Infrastructure and Cloud Service Delivery

TD BANK

Maxim Priezjev is Senior IT Manager, Infrastructure and Cloud Service Delivery at TD responsible for delivery of infrastructure and cloud solutions to business sponsored projects. In his role Maxim is driving innovation in how IT solutions being delivered through bank wide DevOps and Cloud initiatives. Prior to TD Maxim managed global infrastructure group at pharmaceutical company Apotex Inc and was responsible for systems engineering and operations, including roll out of hybrid cloud technology and transformation of global data centers.

 

 

Imad Jewadi

VP, Data Management and Analytics

HOME TRUST

As a Vice President at Home Trust Company, Imad is leading the Analytics, BI, Data Governance and Enterprise Content Management functions, bringing 20+ years of experience in information technology, analytics and data management to my role across all aspects of information management.

My strategic and analytical thought leadership has enabled organizations to made streamline operations, optimize cost and become data-driven and respond to business needs at business speed. With sound strategy, clear and actionable execution planning and focused program delivery, I deliver on the "Art of the Possible".

 

Cheryl Cheung

Director, Innovation Engagement

CIBC

Karim Ayad

Director, Digital Payments and eCommerce Development

SCOTIABANK

Karim is a digital payments and mobile banking expert. His passion for payments started with an initial focus on mobile payments. He led the development and delivery of CIBC's NFC-based mobile payments TSM solution, and suretap, the first Canadian open mobile wallet. Continuing his journey in the digital space he is currently leading the digital payments teams at Scotiabank's Digital Factory focusing on delivering innovative solutions for mobile, eCommerce and peer-to-peer payments solutions.